Checking & Savings.
Together.

Earn up to $500

when you establish one or more eligible direct deposits to a Virtual Wallet® spend account as a new checking customer 

Products & Services

Navigate and get started.

The highest Plan is
Often the Greatest One

Insights

Start thinking of things you love and take the next step achieving them.

Smart

How to Easily Get a Brand New Car

Buying a car from a private seller can be a great way to find a good deal, but it requires […]

Smart

Normal Ways to Get Emergency fund

Building an emergency fund is a crucial step in achieving financial stability and security. Here’s a step-by-step guide to help […]

Smart

Mortgage – Process: How to go About it.

Mortgage pre-approval is a formal process where a lender reviews your financial and credit profile to determine how much they’re […]

Explore our blog

Financial Wellness

Live is a process that requires a straight pattern and strong minded introspection in other to excel.

Mobile App

Bank anytime, anywhere.

Open a new account, deposit a check, check balances, make bill payments and more – all from our mobile app on your smartphone or tablet.[1] Available in English and Spanish.

Contact Us

Let’s Meet

Review your calendar and find a
convenient time to meet with us.

Shedule an Appointment

Visit Us

Find a PNC location near you
and stop by to see us.
Find a BNC Branch

Call Us

Mon - Fri: 8 a.m. - 9 p.m. ET
Sat - Sun: 8 a.m. - 5 p.m. ET
Call 1-456-678-5644

Important Legal Disclosure & Information

Equio Smart
Team

There is no cost to download or use our mobile application. However, depending on your phone service provider, you may incur standard messaging and internet access charges. These costs vary by provider and plan, so please consult your mobile carrier for details. A compatible smartphone or tablet is necessary to access the full functionality of our app. To use features that rely on your device’s camera, such as image-based uploads, ensure your device meets the technical requirements and that the app is up-to-date. Additional access requirements may apply. Please refer to our full mobile usage policy for more information.

User Stories & Platform Information

The stories shared by individuals on our platform are unpaid and reflect their personal experiences.

Housing & Branding Notice

We are an equal opportunity provider. All trademarks, product names, and logos mentioned are property of their respective owners. Any tools or features referenced may be protected by intellectual property laws and are subject to change without notice. Approval processes and eligibility criteria apply where relevant.

Advisory & Disclosures

Our organization may use different brand names for various services, including those related to consulting, digital content management, and user engagement tools. We do not offer legal, accounting, or tax advice unless explicitly outlined in a separate agreement. All opinions shared are for informational purposes only. We are not registered under any municipal advisory framework.

Disclaimers

Digital services are not guaranteed to be error-free or accessible at all times. Use of our platform is at your own risk and is subject to our privacy and data handling policies. Some services may carry risk or be subject to review.

©2025 All rights reserved. Please review our privacy summary to understand how we collect and manage personal data, especially for residents of states with specific consumer protection laws.

Scroll to Top